Technology Tuesday.

If you don't know what VoIP is, now is the time to learn. This Forbes.com article is the place to start.

In the past we thought that we would have video-phones. Instead, it appears that the PC is taking the place of the telephone. We now have a functional video phone, only it does so much more.

Telephone companies are slowly learning that they have a commodity, not a monopoly. Look for a shake-up in that industry in the near future. I suggest, if any of you are investors, that you place some bets on the companies that are pioneering VoIP today. Chances are that most of them won't be around in a decade, but you'll make a handsome profit off of those that are.

And as a extra dividend, they are finally putting the squeeze on the "baby bells" which effectively screwed their customers for a generation.